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80% Co-Insurance
Maximum: $5,000
$350 Maximum
80% Basic & Preventative
60% Minor & Restorative
60% Extractions & Oral Surgery (limited to 4 wisdom teeth)
10% Endodontics, Periodontics, Major Restorative
Paramedical Practitioners: 100%
Maximum: $500-$700
100% coverage for one eye exam and $150 for prescribed lenses and frames or contact lenses every 24 consecutive months
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- $5,000 maximum
- Coverage Details
- 80% coverage
- Drugs Covered:
- Most prescription drugs or medicines
- Insulin injectibles
- Insulin supplies under pseudo din #910333
- Allergy serums
- Varicella, Hep A, Hep B and Twinrix vaccines, subject to a combined maximum of $100.00 per Insured, per policy year
- Oral contraceptives
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- $350 Maximum
- Basic & Preventative Services
- 80% of one examination and consultation, including any necessary x-rays and diagnostic services at time of exam, during each policy year.
- 80% of one cleaning and two units of polishing; includes up to 2 units of scaling above the gum line
- Fluoride treatments will be limited to one per policy year.
- Minor Restorative
- 60% of the cost of amalgam, silicate, composite or tooth-coloured fillings and space maintainers.
- Extractions and Oral Surgery
- 60% coverage of extractions and residual root removal, limited to four wisdom teeth in any policy year, other oral surgery is covered at 10% as noted below.
- Major Restorative
- Endodontics, Periodontics, and Major Restorative are covered at 10%.
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- All benefits are covered at 80%, unless otherwise indicated
- Paramedical Practitioners
- 100% per treatment to a maximum of $500 unless otherwise indicated each policy year for each type of practitioner listed below:
- Combined services of a clinical psychologist or speech therapist; ($700 maximum)
- Services for a psychoeducational assessment ($700 lifetime maximum)
- Services of a naturopath;
- Services of a chiropractor;
- Services of a physiotherapist;
- Services of a massage therapist;
- Services of an athletic therapist;
- Services of a osteopath;
- Combined services of a registered dietician or nutritionist;
- Services of an acupuncturist, Practitioners must be registered with:
- Transitional Council of the College of Traditional Chinese Medicine Practitioners and Acupuncturists of Ontario.
- Orthopedic Supplies
- Charges for molded arch supports, orthopedic supplies and custom made orthopedic shoes are covered at 80% to a maximum of $200.00, if recommended by a physician, podiatrist or chiropodist.
- Orthopedic supplies as noted above must be dispensed by one of the following providers: Orthotist, Pedorthist, Podiatrist or Chiropodist.
- Orthopedic supplies must be dispensed by a different provider than the prescriber.
- Orthopedic supplies prescribed or dispensed by a chiropractor are not eligible.
- *When submitting your claim, be sure to include the following: your Major Medical Expense Claim form, referral pre-dating treatment, original paid-in-full invoice, gait analysis or bio-mechanical exam, and a description of the raw materials used in the construction of the orthotic.
- Ambulance
- Air or land ambulance service to the nearest hospital when an emergency requires immediate attention.
- Equipment Rental
- Charges for wheelchairs, walkers, hospital beds, traction kits which are rented for temporary therapeutic use. Repair to a wheelchair will be included up to a lifetime maximum of $250.00.
- Medical Supplies
- Charges for compound serums, colostomy supplies, injectable drugs and varicose vein injections, if medically necessary.
- Prosthetic Appliances
- Artificial limbs - lost, repair & replacement
- Artificial eyes - one polishing or one re-making each year
- Casts, splints, trusses, braces or crutches, including replacements when medically necessary;
- External breast prosthesis to a maximum of $200
- Other
- One TB test every 12 consecutive months
- Oxygen, blood or blood products and the equipment required for its administration
- treatment of a sickness by the use of radiotherapy or coagulotherapy
- laboratory tests done in a commercial laboratory for diagnosis of a sickness but excluding any tests performed in a physician's office or a pharmacy.
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- 100% of all eligible vision care claims are covered
- one eye exam every 24 consecutive months.
- $150.00 maximum towards prescribed lenses and frames OR contact lenses every 24 consecutive months
- $200.00 should you be prescribed contact lenses for severe corneal astigmatism, severe corneal scarring, Keratoconus (Conical Cornea) or Aphakia. Please refer to your Student Health Plan booklet for further details
- There is no provision for worldwide coverage for the Vision benefit as this plan only allows Canadian vision care providers
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- Life Insurance
- A death occurring as a result of an accident will pay $7500.
- Accidental Medical Expense
- Hospital charges
- Services of a nurse
- Services of a physiotherapist or chiropractor when recommended by a physician
- Services of a chiropodist, podiatrist, osteopath or speech therapist
- Transportation by an ambulance up to $1,000
- Medical equipment
- X-rays
- Accidental Dental Expense
- Injury coverage to a maximum of $2,000.
- Emergency Taxi
- Licensed taxi covered to a maximum of $50.
- Rehabilitation
- Training for special occupation covered to a maximum of $5000.
- Repatriation
- Transportation of the body of the deceased to the city of residence, covered to a maximum of $2,000.
- Tutorial
- Tutorial services at $20/hour up to $2,000.
- Eyeglasses & Contact Lenses
- Eyeglasses and contact lenses repair, replacement and purchase to a maximum of $100.
- Home Modification & Vehicle Modification
- Alterations and modifications to your home and vehicle are covered to a maximum of $10,000.
- Hearing Aids
- Covered to a maximum of $3000.
- Family Benefits
- All students may obtain coverage for their spouse and dependant children. You may enroll your family using your Visa online or by certified cheque or money order through the mail.
- Students must have received treatment from a qualified physician/dentist within 30 days from the date of an accident.
- Completed claim form must be filed directly to Industrial Alliance Insurance and Financial Services Inc. within 90 days from the date of the accident, and no later than 1 year.
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- Coverage for Emergency Injury or Sickness
- Lifetime Maximum: $5,000,000
- Trip Duration
- 180 Days maximum
- Emergency Out of Province Coverage and Assistance is provided by AIG Travel Insurance.
- Global Excel
- For emergency assistance call 1-877-207-5018
- Outside North America, call collect: +819-566-3940
- Medical Assistance
- YOU MUST contact Global Excel prior to receiving any medical treatment. If you do not, you may receive inappropriate or unnecessary medical treatment, which may not be included in your coverage.
Health Plan
Enhanced Coverage for All Plans
Accident Benefits for All Plans
Travel for All Plans
- STUDENT ASSISTANCE PROGRAM (SAP)
- The importance of self-care and a healthy balance in mental and physical well-being for students is extremely important today, especially for those arriving to join a new community, experience different environments and meet new peers. It often means facing challenges and dealing with new pressures. With this program, you are not alone. There are resources to find clinical support and assistance on your campus and in your community as well as coaching, tips, and tools available.
- Starting September 01 2024, the WeConnect Student Assistance Program (SAP) provides mental health and wellness services to students through our virtual platform (powered by Dialogue), available via the web or a mobile application.
- How do I access?
- Follow this link: https://app.dialogue.co/ or download the Dialogue application from the app store.
- Call 1-855-853-0565
- Services include:
- Access is available 24/7 by phone or virtual resources, worldwide.
- Care is immediate by connecting with the intake team and payment for counselling is not required
- Time management and organization
- Career development
- Student-life balance
- Personal growth and development
- Dependent Care
- Legal and Financial Support
- Daily Living / Life Coaching
- Mindfulness / Wellness Coaching
Please wait while your FlexPlan is registered. 